Introduction Welcome to Write With Margin, Inc. This Privacy Policy relates to Write With Margin, Inc’s products and services (referred to below simply as “Margin”) and outlines how we collect, use, and protect your personal information through Margin. By using our services, you agree to the practices described in this policy.

1. Information We Collect a. Personal Information: When you register, we collect your name, email address, profile information, and other information you provide. b. Content Data: We collect drafted and published writing you upload, share, and link to from your profile. c. Usage Data: We collect information about your interactions with Margin, including content you view, users you follow, and searches you perform. d. Device Information: We collect details about the device you use to access Margin, such as IP address, browser type, and operating system. e. SMS Data: If you provide your phone number, we may use a third-party service to verify it via SMS. This data is used only for verification.

2. How We Use Your Information a. To Provide and Improve Services: We use your information to operate, maintain, and enhance Margin, personalize your experience, and respond to inquiries. b. To Connect Users: We use your information to enable connections between users, allow following of content, and facilitate discovery of new writings. c. For Communications: We use your information to send updates, newsletters, and other relevant communications. d. For Analytics: We use your information to analyze usage patterns and improve Margin's performance and features. e. For Legal Compliance: We use your information to comply with legal obligations and protect our rights and interests.

3. Sharing Your Information We do not sell or rent your personal information to third parties. We may share your information with:

a. Service Providers: Third-party vendors who assist in providing our services, such as hosting and analytics services. b. Legal Requirements: When required by law or in response to a valid request by public authorities. c. Business Transfers: In the event of a merger, acquisition, or sale of our assets, your information may be transferred to the new owner. d. Affiliates: Our subsidiaries and corporate affiliates for the purposes described above. e. Other Users: Information from your profile, including name, subscriptions, publications, and images, may be visible to other users to facilitate interaction.

5. Your Choices and Rights a. Access and Update: You can access and update your personal information through your account settings. b. Delete Your Account: You can request the deletion of your account and personal information. c. Opt-Out: You can opt-out of receiving marketing communications from us.

6. Security We implement reasonable security measures to protect your personal information. However, no data transmission over the internet or storage system is completely secure, and we cannot guarantee absolute security.

7. Children's Privacy Margin is not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If we become aware of such information, we will delete it.

8. Changes to This Privacy Policy We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy on Margin and updating the effective date. If you’ve opted not to receive legal notice emails, you are still responsible for reading and understanding the changes.

9. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us at hello@marginapp.io.

10. California Residents

Scope. This section applies only to California residents. It describes how we collect, use, and share Personal Information of California residents in our capacity as a “business” under the California Consumer Privacy Act (“CCPA”) and your rights with respect to that Personal Information. For purposes of this section, the term “Personal Information” has the meaning given in the CCPA but does not include information exempted from the scope of the CCPA. Please note that we may claim legal exemptions for certain types of personal information from all or certain parts of the CCPA. In some cases, we may provide a different privacy notice to certain categories of California residents, such as employees and job applicants, in which case that notice will apply instead of this section.

Personal Information that we collect, use, and disclose. We collect personal information that you provide to us within your Margin profile, as well as data provided throughout the use of our product, such as user tags and shared text files. This describes our practices currently. Information you voluntarily provide to us, such as in free-form webforms, may contain other categories of personal information not described in this chart.

Your California privacy rights. As a California resident, you have the rights listed below. However, these rights are not absolute, and in certain cases we may decline your request as permitted by law.

• Access. You may request that we provide the following information about how we have collected and used your Personal Information over our first 12 months:

• the categories of Personal Information we have collected about you,

• the sources from which that information was collected,

• the business or commercial purpose for collecting, selling, and/or sharing your Personal Information,

• the categories of personal information we shared or sold about you,

• the categories of third parties to whom we shared or sold personal information about you,

• the categories of personal information we disclosed for a business purpose, and

• the categories of third parties to whom we disclosed personal information about you for a business purpose.

• Request a copy of your Personal Information. You may request a copy of the Personal Information by contacting us at hello@marginapp.io.

• Correction. You can edit and correct your personal information at any time by changing it directly in our products and services.

• Deletion. You may have the right, under certain circumstances, to request that we delete the personal information you have provided to us. You may delete your personal information by contacting us at hello@marginapp.

• In addition, if you have enabled a recognized opt-out mechanism on your browser, device, or platform, you will automatically be opted out of any “sharings” when you interact with our Services beginning on January 1, 2023. Please go here to learn more about enabling one such preference signal, the Global Privacy Control: https://globalprivacycontrol.org/#download. Margin does not sell personal information under the CCPA. Margin does not sell or share personal information subject to the CCPA, and therefore does not offer a “Your California Privacy Rights” link on its website. We do not knowingly sell or share the personal information of individuals under 16 years of age.

• Limit processing of sensitive personal information. We only use sensitive personal information as necessary for our (1) Service delivery and operations, (2) compliance and protection, (3) research and development, or (4) Service improvement and analytics purposes in accordance with CCPA. If we use sensitive personal information outside the permitted purposes of CCPA, we will provide you with the right to limit processing of sensitive personal information.

• Non-discrimination. You have the right to be free from discrimination or retaliation related to your exercise of any of your California privacy rights.

Verification. In order to protect your personal information from unauthorized access or deletion, we may require you to verify your credentials before you can submit a rights request. If you do not have an account with us, or if we suspect your account has been accessed without your authorization, we may ask you to provide additional personal information for verification.

Authorized agents. You may use an authorized agent to submit a rights request. If you do so, the authorized agent must present signed written authorization to act on your behalf, and you will also be required to independently verify your own identity directly with us and confirm with us that you provided the authorized agent permission to submit the rights request. This verification process is not necessary if your authorized agent provides documentation showing that the authorized agent has power of attorney to act on your behalf under Cal. Prob. Code §§ 4121 to 4130.

11. Connecticut Residents

Scope. This section applies only to Connecticut residents. It describes how we collect, use, and share Personal Data of Connecticut residents in our capacity as a business under the Connecticut Data Privacy Act (“CDPA”) and your rights with respect to that Personal Data. For purposes of this section, the term “Personal Data” has the meaning given in the CDPA but does not include information exempted from the scope of the CDPA. Please note that we may claim legal exemptions for certain types of personal information from all or certain parts of the CDPA.

Your Connecticut privacy rights. As a Connecticut resident, you have the rights listed below. However, these rights are not absolute, and in certain cases we may decline your request as permitted by law.

• Access. You may request a copy of the Personal Information by reaching out to hello@marginapp.io

• Correction. You can edit and correct your personal information at any time by changing it directly in our products and services.

• Deletion. You may have the right, under certain circumstances, to request that we delete the personal information you have provided to us. You may delete your personal information by reaching out at hello@marginapp.io

• Opt-out of profiling. You can opt-out of the automated processing of your Personal Data to evaluate, analyze, or predict personal aspects related to your economic situation, health, personal preferences, interests, reliability, behavior, location, or movements, to the extent this results in decisions that produce legal or similarly significant effects.

• Sensitive Personal Data. We will not process your sensitive personal data without your consent.

• Non-discrimination. You have the right to be free from discrimination related to your exercise of any of your Connecticut privacy rights.

Authentication. In order to protect your Personal Data from unauthorized access or deletion, we may require you to verify your credentials before you can submit a rights request. If you do not have an account with us, or if we suspect that your account has been accessed without your authorization, we may ask you to provide additional personal information for verification. If we are subsequently unable to confirm your identity, we may refuse your rights request.